A blog cannot deal with all aspects of a subject and is not intended to replace professional advice. It's purpose is to highlight information and identify areas of possible interest. Anyone wishing to discuss this blog or to make any comments or suggestions about this blog is invited to do so by either posting comments or emailing me directly.

 

The Top 10 Common Sense Real Estate Negotiating Tips for Buyers

Buying residential real estate is a complex and multi-faceted process. There are challenges and opportunities for negotiation at nearly every step in this process. Using persistence and a great deal of calmness in discussion to reach an agreement may be an unfamiliar skill to many buyers and even with the assistance of an experienced real estate agent, a buyer's emotions may get the better of them since they have a personal stake in the outcome. As a result, it is important for buyers to be armed with some commons sense tips to make the process go more smoothly.
 
For buyers, effective negotiating skills for buyers is something that can't be taken for granted as a known skill in a real estate agent. They often need additional training in this complex task, especially if they haven't worked in an executive level of a company or are newly licensed since the licensing program focusses mainly on seller and their needs. Buyers...
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It's one of the most disappointing things that a homebuyer can experience: suddenly having their home loan denied because of something they have done in the weeks or maybe even just days before closing.

These are the 10 most costly mistakes to avoid in the process of acquiring financing for a new home. Follow these 10 commandments and the financing process will go smoothly:
  1. Do not omit debts or other liabilities from your loan application.
  2. Do not cause any more inquiries into your credit after you have made the loan application.
  3. Do not buy furniture or major appliances – not yet! Not until you have taken possession of your new home.
  4. Do not buy or lease a car, truck or SUV before you take possession of your new home -- or you might be living in it.
  5. Do not change jobs, become self-employed, or quit your job until you have taken possession of your new home.
  6. Do not charge your credit cards excessively or let your accounts fall behind.
  7. Do not spend the money you have set aside for your...
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