A blog cannot deal with all aspects of a subject and is not intended to replace professional advice. It's purpose is to highlight information and identify areas of possible interest. Anyone wishing to discuss this blog or to make any comments or suggestions about this blog is invited to do so by either posting comments or emailing me directly.


Last week's Alberta Provincial budget announced a pending increase to the Alberta Land Title Office's registration fees for both transfer of land and mortgage registrations.

Currently, the fees are:

For mortgage registrations – $50 + $1 for every $5,000 in mortgage amount, plus

for land transfer registrations – $50 + $1 for every $5,000 in the purchase amount.

While the fixed component of the fee remains the same, the variable portion is merely doubled. So, the new amounts are:

For mortgage registrations – $50 + $2 for every $5,000 in mortgage amount, plus

for land transfer registrations – $50 + $2 for every $5,000 in the purchase amount.

So, for a typical purchase of, say, $500,000 with a $400,000 mortgage, the amounts are slated to go from:

$280 (i.e. [$50 + $400,000 / $5,000] + [$50 + $500,000 / $5,000]), to

$460 (i.e. [$50 + 2 x $400,000 / $5,000] + [$50 + 2 x $500,000 / $5,000]).

In the grand scheme of things, this is a pretty insignificant amount given...

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Putting a house on the market can be a stressful time for many sellers, even during the height of a seller’s market when everything is working in your favour.

You consult with your real estate agent to come up with a price – a price that, in your mind, may not accurately reflect your home’s value – but actually reflects the house in which you’ve lived. You bite the bullet, accept your agent’s insight, put the house on the market and then…


No interest. No showings. No nothing!

What did you do wrong? The house where you’ve created so many memories – your home – isn’t only not valued by others in the same way as you but isn’t even worth seeing.

Why? Let’s take a look at six reasons why your house isn’t getting showings:

1. It’s Overpriced

Let’s get straight to the biggest issue: In almost every case, the reason your house isn’t getting showings is because it’s priced too high....

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When viewing home listings, have you ever thought, "How many days has this home been on the market?" Sure, almost everyone does.

Why do people wonder and always inquire about this number?

Well, it probably has to do with the thought that if a property has been on the market for, say 90 days, then there must be something wrong with the home/property, the home is priced too high, there mustn't be enough commission being offered to buyer's agents (and therefore the buyer would most likely have to top up any shortfall), or the seller must be getting desperate to sell and therefore will be more willing to take a "much lower offer." All great reasons.

All of these are the same reasons why some agents play a little sales gimmick with that DOM number (under the direction of the seller, of course).

Here is what agents know: If a property listing expires or is terminated early, then the DOM (Days On Market) indicator is reset back to ZERO. So, if they relist the property for sale the same day, or...

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