Now could be best bet time to buy a home! This time of year sellers are MOTIVATED. They don't want to carry the home through the rest of the winter season and they want to be into a new home before the summer. So if you're considering buying a home, start looking now!

Concerned about rising interest rates? Look at the table below to see what just 1% interest rate increase can do to your monthly payment! This can directly effect how much house you can afford! This is what I call the "cost of waiting!" You know the interest rates are going to rise... the questions are "When?" and "By how much?"

Contact me today and let's get started on your house-hunting adventure!

Congratulations! You've made the decision to sell your home – now what will it cost to get the job done?

Like selling anything of value, there are some costs involved. With the sale of a home, these costs can be significant. In the Calgary area, the costs shouldn't amount to any more than about 5% of the sale price.

There are many costs that could be included in this calculation, but for convenience I'm not including the costs of painting your home, deep-cleaning the carpets, recalking the bathrooms, cleaning the windows, putting excess furniture and belongings into short-term storage, extra garbage pickups, any added insurance premiums, or any repairs necessary to bring the home up to "show home condition." These are amounts that are required for every home but can vary greatly.

The costs that I am going to include are hard transaction costs.

Usually the highest expense of the transaction is paying off the current mortgage loan. Sometimes the loan can be...